GLIB.ai - Bank Statement Analyzer

In-depth analytics

Relevant insights,
at your fingertips

Assess credit worthiness with a complete financial health check and onboard your customers with confidence.

360° risk assessment: Get a comprehensive overview with multi-account analysis, income verification, spend analysis, and cross-document reconciliation.
Early warning signals: Mitigate risk with early detection of document tampering, fraudulent income infusion, cheque bounces and more.
Ready-to-use reports: Customize your reports or choose from one of our templates designed for retail, SME, home, auto, and over 20 other loans & financial products.

Physical → Digital

From agent-driven to self-service journeys, enable your customers to submit bank statements digitally, in a few simple steps.

In-built OCR: Our advanced OCR engine can extract data from scanned bank statements, passbooks, canceled cheques or even JPEG/PNG images captured from smartphones.
Account Aggregation: Embed top account aggregators to obtain bank statements, investments, deposits & GST returns through secure and consent-driven journeys.
Plug-n-play APIs: Integrate our easy-to-use APIs and generate comprehensive reports in Excel, JSON or XML

Intelligent automation

Eliminate operational bottlenecks and reduce manual effort to transform your workflows.

Smart Reconciliation: Cross-validate and reconcile bank statements with credit bureau reports, payslips, IT & GST returns and other auxiliary documents.
Checks & validations: Automatically perform checks and validations for data sufficiency & vintage. Ensure that the input documents meet your criteria with our intelligent validation engine.
Faster turnaround: Get results in seconds, not hours. Eliminate manual effort and reduce operational costs.

No blind spots and no guesswork. Onboard and lend with confidence.

Identify and consolidate related-party transactions and key financial ratios across multiple bank accounts.

Detect income-related transactions such as salary, dividends, deposits & other miscellaneous sources.

Smart categorization provides a comprehensive analysis of your borrowers’ expenses, EMIs & spending habits.

Assess a business"s ability to repay loans by evaluating its financial health and operational efficiency

Identify and consolidate related-party transactions and key financial ratios across multiple bank accounts.

Detect income-related transactions such as salary, dividends, deposits & other miscellaneous sources.

Smart categorization provides a comprehensive analysis of your borrowers’ expenses, EMIs & spending habits.

Assess a business"s ability to repay loans by evaluating its financial health and operational efficiency