Income Analysis Agent
Reads statements, payslips, ITR and GST to issue a verified income figure with its method, composition and stability, plus the share of income already committed to repayments.
AI Decisioning Platform AI Decisioning Platform for Banking, Lending & Insurance
Decisions Don't Belong in Queues, Spreadsheets & Silos
GLIB automates underwriting, claims, and risk decisions with AI agents and human oversight, turning weeks of manual review into minutes without losing control.
Trusted by modern financial institutions
The Challenge
Financial operations are complex, fragmented, and manual
As operational volumes grow, manual intervention stops scaling, creating cost, risk, and customer-experience pressure all at once.
Manual Reviews & Rising Operational Costs
Analysts spend hours reviewing bank statements, KYC documents, and supporting files, causing operations to scale with headcount instead of business growth.
Slow Onboarding & Operational Bottlenecks
Customer onboarding and approvals are delayed by manual verifications, emails, spreadsheets, and disconnected handoffs across teams.
Disconnected Systems & Inconsistent Decisions
CRM, LOS, core banking, fraud, and other enterprise systems operate in silos, resulting in fragmented workflows and inconsistent decision-making.
Fraud, Compliance & Governance Challenges
Disconnected risk signals increase fraud exposure, while manual audit trails and compliance processes create operational overhead and governance risks.
- Manual Reviews
- Rising Costs
- Slow Onboarding
- Bottlenecks
- Data Silos
- Inconsistent Decisions
- KYC Delays
- Fraud Exposure
- Compliance Overhead
- Governance Risk
- Audit Overhead
The Platform
The decisioning system that never sleeps
Traditional automation connects tasks. GLIB orchestrates decisions, coordinating intelligence, agents, and oversight across one continuous journey.
Ingest
Bring every document and system together
Bank statements, KYC files, transactions, and operational systems flow into one place, with no more chasing files across email, spreadsheets, and disconnected tools.
Understand
Extract decision-grade financial intelligence
Beyond OCR, GLIB understands context. It classifies inflows, recognizes financial entities, and structures raw documents into intelligence workflows can act on.
Orchestrate
Put specialist agents to work
Income, fraud, risk, and document agents coordinate to execute entire business workflows, automating operational tasks end-to-end while people stay in control.
Decide
Turn analysis into governed decisions
Configurable orchestration converts agent output into consistent, policy-bound decisions: lending approvals, fraud alerts, and risk insights, at scale.
Comply
Stay auditable and in control
Every decision is traceable, explainable, and bound to policy, with a complete audit trail that turns compliance reviews from days into hours.
Platform Capabilities
Built for intelligent financial operations at scale
Financial intelligence, AI agents, orchestration, and governance in one unified platform, combining operational intelligence and enterprise automation into a scalable architecture designed specifically for financial institutions.
Proprietary Financial Intelligence Engine
A hybrid AI-powered IDP engine purpose-built for BFSI, processing KYC, income, compliance, and policy documents with contextual financial understanding.
Orchestration Layer & Agent Studio
Build, orchestrate, and automate intelligent financial workflows using configurable operational logic and centralized orchestration.
Human-in-the-Loop Operations
Enable review workflows, approvals, escalation handling, and intelligent intervention directly within automated financial operations.
Enterprise Architecture & Governance
Every operational action is logged, governed, explainable, and compliant with enterprise governance and regulatory requirements.
Metrics that Matter
Operational impact at scale
99%+
Classification & processing accuracy across financial documents.
7x
Faster processing cycle from intake to decision-ready output.
95%+
Reduction in average handling time across operational workflows.
AI Agents
A library of specialist agents for financial work
Pre-built, domain-trained agents for BFSI. Each automates operational tasks and coordinates into larger business workflows. Swipe through the library to see them in action.
Case Study
Enhancing SBI Life’s Insurance Claims Process
SBI Life revolutionized its claims process with Glib.ai's AI-powered automation, cutting manual effort by 85% and turnaround time to just 55 seconds, with higher accuracy and faster settlements.
Case Study
Transforming ABSA Bank’s Digital Lending
See how Glib.ai transformed ABSA Bank's lending in Mauritius with Intelligent Document Processing, RPA, and API integration, achieving faster approvals, reduced TAT, and a better customer experience.
Case Study
Automating MSME Lending & Branch Operations
How Glib.ai automated MSME lending and branch operations for a large Indian bank, reducing turnaround time, boosting efficiency, and ensuring compliance with Intelligent Document Processing.
Customer Stories
Trusted by enterprise operations
90%+
OCR accuracy across 70K+ policies
Glib AI has been an outstanding partner for our Motor OCR needs. Their solution seamlessly handled a diverse set of over 70,000 insurance policies from multiple insurers, consistently delivering accuracy rates above 90%. The reliability, flexibility, and impressive performance of Glib AI’s technology have made a significant impact on our operations. We sincerely appreciate their commitment to innovation and customer satisfaction, and look forward to continuing our collaboration.
Ramakrishna Rao Dandanayakula
Assistant Vice President - Technology · OneInsure
Best in terms of value for money
I came across Glib.ai while evaluating Bank statement analyser for our LOS and we found Glib's product to be comprehensive and best in terms of value for money. A big shoutout to Purav and his team who have been proactive in providing customer support. It is no longer a business relationship that we share with them, they're like a part of our team now.
Vidit Shah
CTO & Co-founder · MyFin
Assess merchant risk in a better and more efficient manner
GLIB.ai will help us assess merchant risk in a better and more efficient manner. With FinRay, we can quickly analyze key ratios from financial statements across multiple languages.
Francesco Garcia
Director - Merchant Credit Risk · Unzer
Financial Intelligence
Built on deep financial intelligence
GLIB continuously processes bank statements, borrower records, financial reports, and operational documents to generate structured operational intelligence for downstream workflows.
Beyond OCR: contextual financial understanding.
Security & Compliance
Enterprise-grade security you can trust
GLIB.ai ensures top-tier security with ISO 27001 and SOC 2. Robust encryption, continuous monitoring, and rigorous assessments safeguard your data and uphold industry-leading standards.
Robust encryption
Continuous monitoring
Security assessments
Questions? Answers.
Here are some frequently asked questions. If you have any other questions, please feel free to contact us.
An Agentic Decisioning & Automation Platform enables financial institutions to automate complex business decisions by orchestrating Document AI, AI agents, enterprise workflows, business rules, and human oversight. It transforms fragmented financial data, documents, and processes into intelligent, governed, and decision-ready workflows across lending, customer onboarding, KYC, fraud, and risk operations.
Unlike traditional workflow automation or standalone Document AI solutions, GLIB Decisioning AI combines Document AI, AI agents, decision orchestration, workflow automation, and human-in-the-loop governance on a single platform. It not only extracts and validates data but also automates intelligent decision journeys across financial operations.
GLIB automates document-intensive and decision-intensive workflows including customer onboarding, KYC verification, bank statement analysis, financial statement analysis, lending, underwriting, fraud detection, claims processing, risk assessment, compliance checks, loan servicing, and collections.
Yes. GLIB integrates seamlessly with LOS, LMS, CRM, Core Banking Systems, fraud platforms, APIs, document repositories, and third-party enterprise applications, enabling financial institutions to modernize operations without replacing existing systems.
Yes. GLIB includes configurable Human-in-the-Loop governance with confidence thresholds, approval workflows, audit trails, explainability, and exception handling to ensure that human expertise is applied where regulatory or business judgment is required.
GLIB automates document classification, data extraction, validation, reconciliation, fraud detection, and workflow orchestration using AI. This eliminates repetitive manual document reviews, reduces processing errors, and accelerates operational turnaround across lending, KYC, onboarding, and claims.
Yes. GLIB is built with enterprise-grade security, including encryption at rest and in transit, role-based access control, audit logs, configurable data retention, and cloud or on-premises deployment options. The platform is designed to meet financial industry governance and compliance requirements.
GLIB combines bank statement analysis, financial statement analysis, KYC automation, fraud detection, and workflow orchestration to deliver faster, more accurate, and explainable lending decisions while reducing manual effort and operational costs.
GLIB is purpose-built for financial institutions, bringing together Document AI, Bank Statement Analysis, Financial Statement Analysis, KYC Automation, AI Agents, Decision Orchestration, and Workflow Automation on a single platform. It enables organizations to transform fragmented operations into intelligent, compliant, and scalable decision journeys across onboarding, lending, fraud, risk, claims, and servicing.
Transform financial operations with agentic decisioning
See how GLIB orchestrates AI agents, intelligence, and human oversight into decisions your institution can scale with confidence.